Paypal credit card payments [closed]

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When a user clicks on the buy now button, the user is taken to a page, where the user chooses the payment option. Either to pay via paypal, or to create an account an pay wi开发者_如何学Pythonth credit or debit card.

Questions:

1. Is it possible for people to pay with their cards, without being forced to create a paypal account?

2. If one chooses to pay via paypal, and there is no money in the paypal account, does paypal make the payment from the attached credit or debit card?

Thank you.

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Answer to 1.

Yes, if they have a Google account (gmail most likely), they can use Google checkout.

Cor you could use a credit-card payment processor like Stripe, then you can accept credit-cards directly.

You could also use Bitcoin, which would eliminate the payment-processor-parasite from the foodchain - but Bitcoin isn't popular enough as only-solution, yet.