iTunes Connect: do I need to complete 'iOS Paid App' contract before I try to submit my app?

It seems like they want m开发者_如何学Goy bank info, tax info, etc in the 'iOS Paid App' contract... must I do all this before myapp has even been approved?

You can submit Free apps and have them approved and distributed in the App store without a Paid Apps contract submitted or in place.

If you submit a Paid app, and it as approved, it's availability in the App store will be postponed until after your Paid Apps contract is in place. So if you don't want this delay, you should complete the Paid Apps contract well before your are ready to sell your apps.

Yes. I believe if it's free you can skip the bank info, but paid definitely needs that.

Yes you do. You cannot submit an app without a provioning profile and only paid developers get those.