Authorize.net: Manually re-charge a client after a failed ARB transaction

We use Authorize.net's Automated Recurring Billing and when a client's subscription payment fails is there a way to manually re-attempt to charge the client for the subscription? The only way I've ever been able been able to make it work is to get their CC info and manually key in a transaction but for instances where a client's car simply had insufficient funds/etc it's a pain (and far from ideal) to have to ask them to re-enter their CC info so we can attempt to开发者_Python百科 charge them again. Is there a way to trigger ARB to retry the transaction or create a one-off AIM transaction from the subscription w/o requiring their CC info?

I think there is some real misinformation on this question.

Authorize.NET allows you to "Store" customer billing information (CC info, etc) on their system (avoiding all the bad juju that happens when you store CC info locally).

You can do this using the CreateCustomerProfile method.

The response from this method is basically some key(s) to uniquely identify their account in Authorize.NET's system.

Use that account ID you can bill their CC ad-hoc whenever/however you'd like using the CreateCustomerProfileTransaction method.

If one of their payments fails due to, for example, not enough funds - then you can try to rebill them later using this approach.

If, however, their CC info changes - you need to let the customer update their CC info - and use Authorize.NET's methods to update their profile.

After research I've determined there are two options:

1. Store credit card #s encrypted
2. Do nothing.

Since storing them encrypted is more than I wanted to mess with at this time I'm going to have to go for option 2.

Authorize.net has a pretty weak API. If anyone has a recommendation for a payment gateway whose API isn't in the stone age I'd love to hear about it.

Cheers, Dan

Use the Authorize.net CIM API to store your customer credit card information rather than storing it locally. If for some reason an ARB transaction fails, you can use the CIM API to charge your customer on a one-time basis (cf create_customer_profile_transaction in the CIM API).

If the transaction failed because the card is no longer valid, expired, or at its limit, then you won't be able to recharge it even if you had the credit card information. You would need to have the customer provide you with a new credit card anyway so you can update their subscription and charge them for the missed payment at that point in time.