HTTP 401 after TLS is established

I'm calling a WCF web service on JBoss over HTTPS. I don't think it matters but I use a smart card to authenticate (certificate is copied in personal store). When I call the web service function I get prompted for smart card's PIN code, and then I get MessageSecurityException with message

The HTTP request is unauthorized with client authentication scheme 'Negotiate'. The authentication header received from the server was ''.

Inner exception is WebException, with message:

The rem开发者_运维问答ote server returned an error: (401) Unauthorized.

If I use Internet Explorer I can get wsdl on appropriate https URL. Any idea on what's happening?

EDIT: Using Fiddler I can see that TLS channel is being established with return code 200, but on subsequent function call the Apache server returns

HTTP/1.1 401 Cannot authenticate with the provided credentials

It turns out it was the case of user access management. When the user of mentioned smart card was added to the server's list of users allowed to call the web service the problem was solved.