Integrating Netbanking to website using JAVA/PHP (in India) [closed]

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How to integrate netbanking feature to a website in JAVA/PHP technology?

Is there any common api available to integrate most of the banks to a website or else should we get a separate api for each bank that we wish to integrate?

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IMHO there is no free api ..But you can use paid API of CcAvenue

But it is very costly. Other alternates like Google checkout & Paypal can be used for getting payments from Credit Cards